Osegi
AI·1 min read

Perplexity can now read your bank accounts in 17 European countries

Perplexity can now connect to your bank accounts through Plaid in 17 European countries and answer questions like how much you spent on coffee last month.

A smartphone showing an AI chat assistant next to a bank card and a spending chart
Image: 01net.com

Ever wondered where your money actually goes each month? Perplexity now wants to answer that. The AI assistant can connect to your bank accounts through Plaid, a service that links apps to banks, and it is available from today in 17 European countries.

Once you link an account, Perplexity bases its answers on your real transactions. It can build a budget tracker or a spending chart that updates itself with every new transaction. Payments are sorted into categories such as rent, groceries, subscriptions and coffee.

You can then simply ask. How much did I spend on takeaway last month? Am I still paying for subscriptions I forgot about? Do I have enough left to cover the rent? The assistant answers from your own data.

Can Perplexity move money from your bank account?

No. Access is read-only, so the assistant cannot make transfers, invest or move money. It can only read data from the accounts you have explicitly authorised. It also has no access to your banking passwords.

Where is the Perplexity bank connection available?

The feature works in 17 European countries, including France, Germany, Spain, Italy, Ireland, Poland and the Netherlands. Perplexity describes it as a step towards what it calls "smart finance", meaning AI built directly into questions about money.

It is not alone. Anthropic recently announced that Claude users will be able to connect their bank accounts too. AI assistants are slowly working their way into most of the services we use, and bank accounts are no exception.

Apps worth a look

SUMO: the number puzzle

Tap the right tiles, add them up, hit the target. Easy to learn, hard to master. Free, for all ages.

Tags:perplexityplaidopen bankingai assistantpersonal financeeurope

More from this day

See all →

More in: AI

See all →