Pekao Savings Account Offers Up to 6% a Year Until 23 November
Pekao is offering up to 6% a year on new money in its Savings Account, but only if you make five card or mobile payments a cycle. Sign-up ends 23 November 2026.
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giftdetect· the right gift in minutesPekao, one of Poland's big banks, is running a savings promotion that pays up to 6% a year. The catch is small, but it is there, and the window to join closes on 23 November 2026.
What is the Pekao Savings Account promotion?
The offer applies to new money placed in a Pekao Savings Account. It covers deposits of up to 200,000 zloty and runs for up to three months from the day you join. Anyone who wants in has until 23 November 2026, which is 10 days from now. So far there is no word that the bank will extend it.
What do you have to do to get 6%?
First, open a Savings Account at Pekao and pay money into it. Then make five cashless transactions in a given settlement cycle, meaning card or phone payments rather than cash withdrawals.
Miss that target and you do not lose the whole benefit. The rate drops to 3% a year instead of 6%. That is still the bank's promotional rate, but it is half of the headline figure.
Why it matters
Six percent is a number that stands out next to what many other Polish banks offer on savings, and that is why the promotion is getting attention. Five payments in a cycle is not much for most people who already pay by card, so the full rate looks reachable for everyday users.
The full terms are in the bank's regulations and on its website, and they are worth reading before moving money, since this summary only covers the basics: the 200,000 zloty cap, the three-month period, the five-transaction rule and the 3% fallback.
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