StartupsNov 6, 2026, 11:18 PM UTC·2 min read

Infinisoft Launches CaddyMoney, QR Card Payments for Caddie Fees

Korean fintech Infinisoft has launched CaddyMoney, a QR-based service that lets golfers pay caddie fees by card instead of handing over cash envelopes.

A golfer pays a caddie fee by scanning a QR code with a smartphone on a golf course. — Image: 스타트업 생태계의 모든 것 \'플래텀(Platum)\'

Korean payment gateway and fintech company Infinisoft has launched CaddyMoney, a QR code-based service that lets golfers pay caddie fees by card rather than in cash. The company said on the 6th that it is now moving into full-scale operation.

Golfers already pay green fees and food and beverage costs by card, but the tip-like caddie fee is still handed over in cash after the round. It is a big market. According to the Korea Golf Consumer Institute, golfers paid caddies 1.78 trillion won last year, about 320,000 won per golfer on average. At public courses, the per-team caddie fee rose 78.9% over 20 years, from 81,800 won to 146,300 won. Infinisoft puts the market at around 2 trillion won a year.

Why cash has persisted

Because the fee goes directly to the caddie rather than the golf course, it bypasses the course's payment system. In a June survey of 1,025 golfers by Professor Park Ki-deuk of Kyungpook National University and the Caddie Research Institute, 96.7% said they had paid only in cash in their latest round, and 99.1% said the current method should change. Critics have also argued that cash-only payments keep caddie income from being properly captured by tax authorities.

Rules are shifting. A revision to the standard terms for golf course use, which would allow caddie fees by card, bank transfer or mobile payment, was submitted to the Fair Trade Commission in January. Lawmaker Park Jeong-hun said in August, after consulting the Ministry of Culture, Sports and Tourism, that the government plans to complete the revision this year.

How CaddyMoney works

No app is needed. Golfers tap a link received via Kakao notification message or scan a QR code on site. Samsung Pay, NFC and manual card entry are supported. Fees can be split between two or four players, and installments of up to six months are available. Payment records go automatically to the National Tax Service, so corporate and individual users need no separate receipt for expense claims. Caddies pay no fee and receive funds the next business day.

An Infinisoft representative said the service should ease convenience and expense-proof issues while improving tax transparency in the caddie fee market.

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Tags:infinisoftcaddymoneyfintechgolfqr paymentsouth korea