Agent F raises $4M to automate finance admin with AI agents

Learning workflows instead of imposing them

CEO Felix Schläger says the problem for founders and CFOs is not knowing what to do, but how much time operational work consumes. Traditional ERP systems usually hand customers a standardised setup and ask them to adapt, an implementation Schläger calls "incredibly painful". Agent F instead first learns how a company operates, then compares those processes against best practice observed across fast-growing firms.

The platform can start with bookkeeping and later add controlling, financial planning or warehouse management. It supports multiple legal entities, currencies and countries without a full reimplementation, and keeps financial records and agent activity available for review.

Humans stay in the loop

Schläger stresses that the agents cannot take definitive actions on their own. A tax adviser, managing director or another responsible professional gives final approval, and decisions with legal consequences or money transfers are not left to agents. He argues regulators are not ready for autonomous agents acting without a clear sign-off, and says the technology has made finance roles more valuable rather than redundant.

Agent F is entering a crowded field, with AI-native ERP vendors such as Campfire and Rillet already challenging SAP and Oracle. Schläger says SAP's defensibility is eroding, and the team includes SAP's former CTO as an adviser. The company will first target fast-growing German tech companies, particularly from Series A onwards, before expanding across continental Europe, where he argues cross-border growth forces firms to need sophisticated ERP earlier.